If you search online for ways to repair your credit score quickly and cheaply, you'll likely come across the "609 loophole." "The 609 loophole is a section of the Fair Credit Reporting Act that says ...
A 609 letter can help you challenge credit report errors, but it's not a magic fix for your debt. Here's why.
When errors show up on your credit report, it can feel like a setback to your financial progress. Negative marks can affect ...