Learning the most important terms will enable you to make a more informed choice and protect your financial future.

Before signing a business loan agreement, make sure you understand all of the terms and conditions. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

Lenders usually want to have collateral for the loans they provide to protect their interests in case the borrower defaults on the loan and can no longer pay back the amount that is due. A ...

Jonathan Sigal, First Vice President of Loan Review, Senior Portfolio Officer, Wilshire State Bank It’s not unusual for borrowers to sign a loan agreement without understanding all of its provisions.

If you’re seeking a business loan, chances are you’re going to have some covenants written into the loan agreement. “Covenants are basically additional terms in a loan agreement, usually to set ...

You need more than a handshake promise to pay when the deal involves significant money, land, long terms, complexity or legal requirements or if you lack trust. Written contracts provide proof, ...

There's more to a loan than paying your monthly installment. Look for these hidden terms and fees a lender might include in a loan agreement.

This guide was reviewed by a Business News Daily editor to ensure it provides comprehensive and accurate information to aid your buying decision. In the era of clicking “I agree” on just about every ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...