A SIMPLE IRA is a retirement plan designed for self-employed people and small businesses with 100 or fewer employees. It's a cheaper (and easier) plan for an employer to set up compared to a ...

Most individuals have heard of Traditional and Roth IRAs, but not many have heard of their cousin, the SIMPLE IRA. Individuals who are self-employed or own small businesses can take advantage of these ...

From the start, employees are 100% vested in the SIMPLE IRA, meaning all of the contributions made to the account belong to them. If you’re interested in providing a SIMPLE plan for your small ...

The SIMPLE IRA (Savings Incentive Match Plan for Employees Individual Retirement Account) offers a retirement savings solution that is especially suitable for small businesses and employees. It stands ...

A SIMPLE IRA is a type of individual retirement account offered by small businesses. In 2025, SIMPLE IRAs allow for employee contributions up to $16,500 annually. Employers are required to contribute ...

Determining which type of retirement savings plan to offer employees is often a difficult decision for small business owners. We'll demystify two common types of plans so that business owners can ...

A SIMPLE IRA, also known as a Savings Incentive Match Plan for Employees, lets smaller companies provide their employees with retirement benefits. SIMPLE IRAs are ideal for small business owners ...

A SIMPLE IRA is a retirement savings plan tailored to the needs of small business owners and sole proprietors. Like other workplace retirement plans, both employers and employees can contribute to a ...