Initiate coverage on Upstart Holdings, with a hold rating. Q3 showed Upstart’s model can scale profitably, but macro and credit headlines can quickly cap loan originations and pressure guidance. Q3 ...

Upstart uses artificial intelligence (AI) to connect borrowers with over 100 lenders. You can apply for an Upstart personal loan in just a few minutes, with next-day funding available. Upstart ...

Upstart’s loan book, while larger than normal, is a high-quality asset, in my opinion, with net charge-offs and delinquencies improving substantially YoY in Q3 at similar macro conditions. Despite ...

Upstart is an attractive option for fast funding, but rates can be high Written By Written by Staff Loans Writer, Buy Side Emily Sherman is a staff loans writer for Buy Side, covering personal, auto, ...