A network of plan administrators helps small 401(k) accounts rolled into IRAs find their way to a worker's next workplace plan — unless it's Roth money.

According to the Employee Benefit Research Institute, nearly 40% of American workers are at risk of not having enough savings to maintain their standard of living in retirement. This risk is ...

After opening a "Trump account" to receive donations, personal-finance experts such as Anthony O'Neal, Vivian Tu and Dave Ramsey say parents may be better off directing their own dollars toward other ...

Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an IRA, or moving it to a new employer’s 401(k).

Singapore. Singapore has four national programs to build assets for children: the Baby Bonus Child Development Account, the ...

Gold prices have been surging, but selling it for a profit could cost you more in taxes than you'd expect.

Range reports that the OBBBA will enhance 529 plans in 2026, doubling K-12 distribution limits and expanding eligible ...

Discover flexible 529 plan alternatives like Roth IRAs and Coverdell ESAs, providing unique benefits for college savings.

If you have a child, you’ve probably heard you should open a 529. But here’s what Vanguard really wants parents to understand: just having an account isn’t enough. How you fund it, when you start, ...

Your job might come with a 401(k). Put it to use.

The median American worker between the ages of 21 and 64 has $955 set aside for retirement. That number comes from an analysis by the National Institute on Retirement Security, a nonpartisan think ...

The Odessa American is the leading source of local news, information, entertainment and sports for the Permian Basin.