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  1. What Is an Annuity? Definition, Types, and Tax Treatment

    Mar 28, 2025 · An annuity is a contract purchased from an insurance company with a large lump sum in return for regular payments, commonly used as an income source in retirement.

  2. 20 Things You Need to Know Before Buying an Annuity

    Aug 21, 2025 · What Is an Annuity? An annuity is a contract between you and an insurance company to cover specific goals, such as principal protection, lifetime income, legacy planning or long-term care …

  3. What are annuities and how do they work? - Fidelity Investments

    Nov 25, 2025 · At its most basic level, an annuity is a contract between you and an insurance company that shifts a portion of risk away from you and onto the company. There are 2 basic types of …

  4. Annuities - Investor.gov

    What are annuities? An annuity is a contract between you and an insurance company that is designed to meet retirement and other long-term goals. You buy an annuity by making a single lump-sum …

  5. Guide to Annuities: Types, Payouts and Expert Q&A

    Dec 17, 2025 · An annuity is a contract from an insurance company that provides the buyer with a fixed or variable income stream.

  6. Annuity - Wikipedia

    Annuities are commonly issued by life insurance companies, where an individual pays a lump sum or a series of premiums in return for regular income payments, often to provide retirement or survivor …

  7. What Is an Annuity and How Does It Work? - Ramsey

    Oct 3, 2024 · An annuity is designed to provide a steady stream of income while you’re alive. A life insurance policy is designed to protect your loved ones financially after you die.

  8. Annuities | Lincoln Financial

    An annuity is a contract between you and an insurance company. Annuities provide a combination of insurance and investment features designed to help you build your retirement savings and create a …

  9. Annuity | Everything About Annuities©| Fixed Indexed Annuities

    Our annuity experts give you clear and transparent retirement guidance that just makes sense. Equipped with our personalized assistance, you can make an informed decision on what product …

  10. What are annuities and how do they work? | Prudential Financial

    Apr 11, 2025 · Annuities are insurance products designed to provide you with regular income—often for life. Many also have investment components that can potentially increase their value (and your income).