
Social Security Calculator: Estimate Your Benefits - AARP
Dec 2, 2025 · This calculator estimates your monthly Social Security retirement benefits based on your earnings history and the age when you start to claim benefits.
How are Social Security benefits calculated? - AARP
Oct 10, 2018 · That’s the foundation the Social Security Administration (SSA) uses to calculate your benefits, using a three-step process. First, the SSA adjusts your earnings for historical changes in …
Are Social Security Benefits Taxable? - AARP
Jan 13, 2026 · About half of Social Security recipients paid federal income taxes on their benefits in 2021, the most recent information available, according to an August 2024 Congressional Budget …
How Are Social Security Benefits Taxed? - AARP
Dec 12, 2025 · Nobody pays taxes on more than 85 percent of their Social Security benefits, no matter their income. The IRS has an online tool you can use to calculate how much of your benefit income …
Social Security Married and Divorced Spousal Benefits - AARP
Jan 15, 2026 · Learn the rules of Social Security Spousal benefits and how to maximize your monthly payments based on your spouse's or ex-spouse’s earnings.
Social Security When a Spouse Dies - Guide to Survivor Benefits - AARP
Dec 5, 2025 · When a Social Security beneficiary dies, his or her spouse may be able to collect survivor benefits. Learn whether you qualify and how to apply.
What to Know About the New $6,000 Tax Deduction - AARP
Jul 8, 2025 · In a July 3 email to beneficiaries, the Social Security Administration (SSA) said that, in addition to the new tax deduction, the bill “includes a provision that eliminates federal income taxes …
How are Social Security Disability Benefits Calculated? - AARP
Sep 21, 2021 · An explanation of the formula used to determine monthly benefit amounts for Social Security Disability Insurance beneficiaries.
What Is the Break-Even Age for Social Security? - AARP
Dec 11, 2025 · Calculating your break-even age can help you determine which Social Security claiming strategy will pay the highest total benefits over your lifetime.
7 Things to Know About Work and Getting Social Security - AARP
Feb 6, 2026 · Social Security bases your benefit amount on average monthly income over your 35 highest-earning years, adjusted for historical wage growth. Even if you have already claimed …