As a business owner in Texas, understanding your property insurance deductibles is vital. When it comes to damage from wind and hail, which can be common around here, you typically have a percentage deductible instead of a flat rate. For example, if your property is valued at $500,000 and your wind and hail deductible is set at 5%, you’re looking at a $25,000 deductible. Knowing this helps you plan for potential losses and manage your risk effectively. It’s all about protecting what's yours with
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